Have you ever cut back on your health insurance coverage to save money? Due to high deductibles and rising out-of-pocket maximum limits, consumers are leaving wider gaps in their coverage to save money on monthly premiums.
What is the Answer?
Since the beginning, I have been a believer in stacking health insurance with supplemental coverage.
How Does it Work?
First, you have your high deductible health insurance plan, which gives you base level coverage and most importantly, an out-of-pocket maximum. (This normally will be in the $5,000 to $8,500 range and designed to keep you from bankruptcy if something bad happens.)
Next, you figure out what gaps you can close with supplemental insurance at a low price. If something bad happens, instead of wondering how to pay the bills or the amount of income lost, you can be assured that the bills will be paid and your income secure.
Let’s Chat!
I have several supplemental insurance options to make sure you get the most out of your health coverage at a monthly premium that best fits your needs and budget. Let’s schedule a time to talk about whether you have any gaps in your coverage and how we can fill them to best fit your needs.
