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Changes to Short-Term Health Insurance Coming September 2024

New short-term health insurance regulations begin September 1, 2024. Policies can’t exceed three months or be renewed. Mandatory coverage includes emergency services, hospitalizations, and prescription drugs. Insurance companies must clearly disclose limitations. Current policyholders need to review policies and may opt for ACA coverage starting January 1, 2025. Schedule a review before August 31.

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Long-Term Care: The Solution to Covering Healthcare Costs as You Age

Long-term care (LTC) insurance covers expenses for services like nursing home care and assisted living, often not included in regular health insurance. Benefits include asset protection, independence, and reducing family caregiving burdens. Key types include traditional LTC insurance, life insurance with LTC riders, and short-term care insurance. Careful consideration and financial advice are crucial.

Currently licensed in Tennessee, Alabama, Florida, Georgia, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, North Carolina, Ohio, South Dakota, Texas, and Virginia.  I am happy to look into needs for states not listed.