Decoding and demystifying terms and practices in insurance that can baffle the sharpest of minds!
Is your income protected with an insurance policy should something happen to your ability to work? This is a question many people never ask themselves. When considering your insurance coverage, it is easy to naively ignore income protection policies. This is common because many people focus on making sure they Read more…
Telehealth involves healthcare provision through telecommunications technology, allowing remote consultations, diagnosis, and treatment. Benefits include convenience for those with limited mobility, remote locations, or inflexible schedules, using apps, patient portals, and video conferencing. However, potential drawbacks include gaps in care, misuse of pharmaceuticals, and limited insurance coverage.
If something were to happen to you, who do you leave behind? How do they replace the your income in order to keep living the life they are used to? This is what term life insurance is for. It is probably less expensive than you think. One of the most Read more…
The Trump administration just released (August 2018) new rules on Short Term Health Plans which allows them to start with initial coverage dates for up to 364 days with a possibility of two extensions, making them able to be used for up to 36 months. What are these plans? These Read more…
If you’ve been anywhere near a news headline lately, you’re probably aware that there have been some major changes in the health insurance industry. For those of us buying our own health insurance (individual health insurance), there are many changes that you need to know as you reevaluate your health Read more…
If you have been following the news recently, you have probably heard that the prices of health insurance are increasing dramatically in Tennessee. Recently, I watched a smiling anchor woman say something to this effect, “Bad news, Tennesseans, if you’re using Healthcare.gov for your health insurance… Rates will be dramatically Read more…
This morning Seth Godin explained in few words what I have been trying to tell clients for years about health insurance. Often people hedge their bet against something bad happening; they are willing to spend more to cover the things they imagine might happen. But, this is a huge waste of money if they have a healthy year, sometimes a difference of hundreds of dollars a month.
You are self-employed and need health insurance. So where do you start? It’s not as difficult to find a solution as you might think. There are several good insurance carriers out there and most of them offer individual insurance products. Each company’s product may resemble the other products available but there Read more…
When New Year’s resolution lists are made, we all feel the need to maintain our physical health and get organized. We set up lists of goals, get started, and by February we are back to the same old routine. What if I told you that getting your life insurance in order Read more…
If you are looking for benefits for your company, don’t look anywhere else. I will help you put together a group health insurance plan that best fits your needs. You might be looking to set something up for the first time or fix the plan you already have. Either way I can Read more…