You have options. I would LOVE to show you a way to save money on your health insurance. Here is my new animated video with an overview. Watch and then give me a call (or email is fine too) and we can go over your options.
This week I received a call from a business owner who still does not offer health insurance to his employees. He sees the enormous value in doing so, but was overwhelmed at the thought of group health insurance. He, like many business owners, saw it as complicated, time-consuming and worst Read more…
If you’ve been anywhere near a news headline lately, you’re probably aware that there have been some major changes in the health insurance industry. For those of us buying our own health insurance (individual health insurance), there are many changes that you need to know as you reevaluate your health Read more…
Open Enrollment is the annual time when you can sign up for health insurance coverage or make changes to your plan. For individual health insurance for 2018, the open enrollment period is November 1st – December 15th, 2017 for all Obamacare (ACA) compliant plans. Group health insurance also has annual Read more…
If you have been following the news recently, you have probably heard that the prices of health insurance are increasing dramatically in Tennessee. Recently, I watched a smiling anchor woman say something to this effect, “Bad news, Tennesseans, if you’re using Healthcare.gov for your health insurance… Rates will be dramatically Read more…
This morning Seth Godin explained in few words what I have been trying to tell clients for years about health insurance. Often people hedge their bet against something bad happening; they are willing to spend more to cover the things they imagine might happen. But, this is a huge waste of money if they have a healthy year, sometimes a difference of hundreds of dollars a month.
Open Enrollment ended February 15th for ACA plans (Obamacare). What this means is that right now you can’t sign up for an individual health insurance plan until the next Open Enrollment period, which starts in November for coverage beginning in January. That is, unless you qualify for a Special Enrollment Period.
Affordable Care Act (or Obamacare) plans must have essential health benefits in order to comply with the new law. Unless your plan is grandfathered, it needs to contain these items. The essential health benefits include at least the following items and services: * Ambulatory patient services (outpatient care you get Read more…
Healthcare reform (also referred to as Obamacare or the Affordable Care Act) has cheerleaders and it has detractors but there is one constant – it is long (at last check, 13,000 pages), and it is confusing. Lately, I’ve been spending a lot of time getting educated on the new healthcare Read more…
You are self-employed and need health insurance. So where do you start? It’s not as difficult to find a solution as you might think. There are several good insurance carriers out there and most of them offer individual insurance products. Each company’s product may resemble the other products available but there Read more…