So, what is the difference between group and individual health insurance? What options are there? Uncertainties in the economic market alongside the options available through the Affordable Care Act have led to many people calling me over the years about switching their health insurance plans. This could be a voluntary Read more…
Lately with all the talk of health care reform I have had people ask me whether they should get health insurance now or wait until we see what the government is going to do. Personally, I don’t think you should wait on the government to do anything – a) because Read more…
There can be confusion about WHY someone would seek out an independent insurance agent, verses buying online, or directly from an insurance company. People often assume that it must cost more to use an agent – that the costs must be built-in like they are when people use real estate Read more…
Did you ever look at an insurance quote and think, “I have no idea what all of this means, but I guess it looks okay”? For most people, reading through the terminology on an insurance quote is a good cure for insomnia. The words seem familiar but you haven’t taken Read more…
Health insurance quotes are confusing and full of jargon, some of which I went through and explained last time. This time, I’ll go through some of the most common red flags often overlooked by the consumer. Some common red flags: 1. What is the cancellation policy? – All policies have provisions where Read more…