Open Enrollment is the annual time when you can sign up for health insurance coverage or make changes to your plan. For individual health insurance for 2018, the open enrollment period is November 1st – December 15th, 2017 for all Obamacare (ACA) compliant plans. Group health insurance also has annual Read more…
I consider being an advocate of my clients to be an important part of my job. When I see something going on in the insurance industry that is creating an unnecessary burden on people I represent, I work hard to bring awareness to that issue. Recently, I’ve been speaking out Read more…
If you have been following the news recently, you have probably heard that the prices of health insurance are increasing dramatically in Tennessee. Recently, I watched a smiling anchor woman say something to this effect, “Bad news, Tennesseans, if you’re using Healthcare.gov for your health insurance… Rates will be dramatically Read more…
Open Enrollment ended February 15th for ACA plans (Obamacare). What this means is that right now you can’t sign up for an individual health insurance plan until the next Open Enrollment period, which starts in November for coverage beginning in January. That is, unless you qualify for a Special Enrollment Period.
Affordable Care Act (or Obamacare) plans must have essential health benefits in order to comply with the new law. Unless your plan is grandfathered, it needs to contain these items. The essential health benefits include at least the following items and services: * Ambulatory patient services (outpatient care you get Read more…
There’s been massive media coverage, controversy and promises, and three years later, the Affordable Care Act (ACA), also known as Healthcare Reform or Obamacare, is finally here. However, despite all the attention, I’m finding people to be more confused than ever. Here are the four misconceptions I am hearing every Read more…
Healthcare reform (also referred to as Obamacare or the Affordable Care Act) has cheerleaders and it has detractors but there is one constant – it is long (at last check, 13,000 pages), and it is confusing. Lately, I’ve been spending a lot of time getting educated on the new healthcare Read more…
Healthcare Reform is all the rage. It’s also known as The Patient and Protection Affordable Care Act or PPACA (the joke is that PPACA is like an alpaca but less warm and fuzzy). But what is it and how does it affect you? It was enacted in 2010 and came Read more…
This is an article that I wrote for the Nashville Business Journal Annual health insurance premium increases are leading employers to look for creative ways to reduce their costs. Predicted rate increases in 2013 are smaller than in recent years, but any increase takes its toll, sometimes even making employers Read more…