What is life insurance? How much do you need? Let me help.
Running a small business is no easy feat. From managing daily operations to handling finances, small business owners wear many hats. However, one area often overlooked is protecting the business from unexpected disruptions—especially when losing a key person. That’s where Key Person Life Insurance comes in, an invaluable tool for Read more…
Term life insurance is a straightforward and affordable way to provide financial protection for your loved ones. While term life insurance is simple, many people have questions about how it interacts with taxes. This post will clarify the tax implications of term life insurance for policyholders and beneficiaries.
Navigating life insurance can be overwhelming, causing delays in getting coverage. Term life insurance is a cost-effective option, offering specific period coverage like 10, 20, or 30 years. It’s ideal for those looking to protect loved ones while building financial assets. It’s crucial to explore options now before it’s too late.
Individuals with dependents, debt, or mortgages should consider life insurance to protect their loved ones. The DIME method (Debt, Income, Mortgage, Education) is suggested for calculating the right amount of coverage. By evaluating these four areas, one can estimate their insurance needs to ensure financial security for their family. Schedule a planning session today.
*Madeleine was a hard-working single mom when life came to an abrupt halt. She was driving to work through dense fog when she fatally collided with another vehicle. Her family and friends were devastated. As her parents tried to move forward with the painful process of burying their youngest daughter, Read more…
If something were to happen to you, who do you leave behind? How do they replace the your income in order to keep living the life they are used to? This is what term life insurance is for. It is probably less expensive than you think. One of the most Read more…
When New Year’s resolution lists are made, we all feel the need to maintain our physical health and get organized. We set up lists of goals, get started, and by February we are back to the same old routine. What if I told you that getting your life insurance in order Read more…
Why do I sell insurance? What makes me different? Here are some thoughts. Why I do it I never imagined that I would enjoy the insurance business. What I did know when I started was that I liked helping people, solving problems, being independent, and working close to where I Read more…
Misconception #1. It costs more to go through an agent than to buy direct. Whether you use an agent or buy direct, you pay EXACTLY the same amount. The difference is that, when using an independent agent, you get free advice and guidance – allowing you to compare the rates Read more…
This is the coolest. Jason Mallory of Redbone Entertainment created a web commercial for me that I am excited to share with you. Jason is known for the Spirit of Nashville film that was shown on NPT. We shot video over at Ugly Mugs, since that is where I spend Read more…