Navigating health insurance can feel like a maze, with rules that seem to shift constantly. My goal is to make the process of finding the right coverage as easy as possible, whether you’re an individual, a family, or a business.

For Individuals and Families:

Navigating health insurance can feel like trying to solve a puzzle while the pieces keep changing. My job is to simplify the process and help you find the right coverage—whether you’re on your own, supporting a family, or in transition from a job or another plan.

If you’ve experienced a major life event like getting married, having a child, losing employer coverage, or moving to a new state, you may qualify for an ACA (Affordable Care Act) health plan. These plans are designed to provide comprehensive coverage—including pre-existing conditions, preventive care, and essential health benefits—with subsidies often available to help reduce your monthly premium.

Many people are surprised to learn that ACA plans can be more affordable than expected, especially with the expanded subsidies in place. I help you sort through the options and find the best plan for your health needs, lifestyle, and budget.

Your work situation also plays a big role. If you’re self-employed or own a small business, there may be opportunities to set up a group health plan that offers stronger benefits and potential tax advantages—for you, your family, and your team.

For Groups:

Whether you’re offering health insurance for the first time or looking to improve your current plan, I’m here to walk you through the options—clearly and confidently. Some plans require little to no financial commitment from the employer and work for groups as small as two people, making them accessible for even the smallest teams.

We can explore flexible plans that pair seamlessly with financial tools like HSAs, HRAs, and FSAs—so you and your employees get the most value for your investment. Curious about ICHRAs or QSEHRAs? I can help you understand how these newer options might fit your unique situation.

We’ll also look at ways to maximize tax savings. Setting up a Section 125 cafeteria plan allows employees to pay their health insurance premiums with pre-tax dollars—cutting costs for them and your business.

Let’s find a solution that fits your goals, your budget, and your people.

Schedule a phone call to begin discussing your specific needs today.

Related Links:

“How to Get the Most Out of Your Health Insurance”

“Affordable Health Insurance?”

Find out what is available on the ACA in your area

Currently licensed in Tennessee, Alabama, Florida, Georgia, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, North Carolina, Ohio, South Dakota, Texas, and Virginia.  I am happy to look into needs for states not listed.