Artificial Intelligence (AI) is the future of health insurance and it is revolutionizing industries across the board, and health insurance is no exception. While discussions around AI in healthcare often focus on concerns about automation and decision-making, the technology is also bringing about significant positive changes. By improving efficiency, reducing Read more…
There was a time when choosing health insurance was fairly straightforward. Employers offered a plan, you signed up, and that was that. Fast forward to today, and navigating health insurance feels more like solving a puzzle with missing pieces. Deductibles, copays, networks, terminology—it’s a lot to keep up with. Why Read more…
How does health, life, and supplemental insurance impact your taxes? Navigating the world of health, life, and supplemental insurance can feel overwhelming, especially when you add taxes into the mix. Whether you’re choosing a health insurance plan, considering life insurance, or exploring supplemental insurance, it’s essential to understand how these choices affect your financial and tax situation.
The holiday season is a time of joy, connection, and celebration—but it can also be stressful. Between planning gatherings, shopping for gifts, and juggling busy schedules, health often takes a backseat. Yet, this is precisely when health insurance can play a vital role in helping you and your loved ones stay protected and stress-free.
Open Enrollment for the Affordable Care Act (ACA) Marketplace is here, and it’s your chance to get or renew health coverage for 2024. Whether you’re new to the ACA or are evaluating your existing plan, here’s everything you need to know to make the best decision for you and your family.
Breast Cancer Awareness Month is a time dedicated to spreading awareness about breast cancer, promoting early detection, and supporting those affected by the disease. While healthcare providers and nonprofit organizations often take center stage during October, independent insurance agents also play a crucial role in providing support to individuals navigating breast cancer-related healthcare needs.
New short-term health insurance regulations begin September 1, 2024. Policies can’t exceed three months or be renewed. Mandatory coverage includes emergency services, hospitalizations, and prescription drugs. Insurance companies must clearly disclose limitations. Current policyholders need to review policies and may opt for ACA coverage starting January 1, 2025. Schedule a review before August 31.
A Flexible Spending Account (FSA) helps maximize income by allowing pre-tax contributions for medical expenses, thus reducing taxable income. Though it requires careful planning since funds expire annually, it offers significant tax savings. For personalized advice, clients can seek guidance to navigate various, frequently changing healthcare options.
Consumers are reducing health insurance coverage to cut costs due to high deductibles and out-of-pocket limits. The solution involves stacking a high deductible plan with affordable supplemental insurance to fill coverage gaps, ensuring financial protection during health crises. The author offers consultations to optimize coverage and budget needs.
Are you an introvert looking for health insurance? It is likely that you want the information but don’t want to have to talk to a person. I get it! Here is an easy D.I.Y. way to review, and even sign up for, individual health insurance without talking to a single Read more…